Jurnal Smart Hukum (JSH)

Legal Protection for Creditors Due to Problem Credit with Collateral Rights Guarantee

Yoyo Arifardhani, Jum Anggriani, Silvia Dantyana — Tue, 01 Oct 2024 00:00:00 +0000

Legal consequences of the implementation of the Power of Attorney to Charge Mortgage Rights in the implementation of the Sale and Purchase Agreement by a Notary based on the main agreement, namely the Credit Agreement in Banking which is not followed by the making of a Deed of Granting Mortgage Rights and analyzing legal protection for creditors in credit agreements with the execution of mortgage guarantees if the debtor is in default for settlement due to problematic credit. Based on Article 8 of Law No. 10 of 1998 concerning Amendments to Law No. 7 of 1992 concerning Banking in providing credit, banks apply the principle of "5C" which is mainly to see the customer's ability to accept the credit applied for. If the debtor defaults so that problematic credit occurs, then they can file for the execution of the Mortgage Guarantee if the collateral is in the form of land or buildings for the implementation of the SKMHT along with the APHT by a Notary. The purpose of this study was to determine the regulations for debtors who are in default in credit agreements with the imposition of Mortgage Rights and legal protection for creditors in the event that the debtor is in default. By using normative-empirical research methods, data collection techniques in the form of primary data by interviewing informants as informants and secondary data in the form of documents related to the problems studied to obtain conclusions if the debtor defaults in a credit agreement with the imposition of Mortgage Rights, based on the regulations of Law No. 4 of 1996 concerning Mortgage Rights, it states that the imposition is carried out by making a credit agreement first, then the imposition of mortgage rights and registration of the Deed of Granting Mortgage Rights with a predetermined time limit. So that there is legal protection for creditors so that the debtor's debt repayment can be carried out in accordance with the provisions of the Mortgage Law concerning the creditor's right to sell the object of the mortgage right

Responsibility in Transfer of Workers' Wages Limited Liability Company Bankruptcy

Ali Abdullah, Jum Anggriani, Yongky Putut Angki Anata — Tue, 01 Oct 2024 00:00:00 +0000

The issue of responsibility in the transfer of workers' wages in a limited liability company that is bankrupt is an important issue in employment and bankruptcy law. When a limited liability company (PT) is declared bankrupt, there are significant challenges related to workers' rights, especially regarding unpaid wages. This study aims to analyze the legal responsibility in the transfer of workers' wage payment obligations from a bankrupt company to other parties, such as a third party or a replacement company. The methodology of this study uses a qualitative approach with case studies of several companies that are bankrupt. Data were collected through literature reviews, interviews with legal practitioners, and analysis of applicable laws and regulations. The findings of this study indicate that responsibility in the transfer of workers' wages depends not only on existing legal provisions, but also on the agreement between the parties involved in the bankruptcy process. The results of this study reveal that in practice, the transfer of responsibility for workers' wages often creates uncertainty for workers, especially in terms of certainty of payment. Recommendations provided include the need for clearer regulations regarding the transfer of wage obligations, as well as increasing legal protection for workers affected by company bankruptcy.

Implications for the Power of Attorney to Sell Deed Made by a Notary Due to Inaccuracy

Tetti Samosir, Indah Harlina, Vicky — Fri, 11 Oct 2024 00:00:00 +0000

The role of a notary is crucial in facilitating legal certainty and protection for the community. In civil law, notaries hold a highly strategic position as their profession deals with fundamental and critical issues in every legal action, particularly within civil law. The public, both as subjects and objects of legal transactions, bear significant burdens regarding legal administration. Violations by notaries can be classified as breaches of professional ethics or breaches of the law, with consequences that may include civil liabilities (compensation), criminal penalties (imprisonment and fines), and administrative sanctions (dismissal from office). Every unlawful action causing harm to others must be accounted for by the perpetrator. In criminal law theory, offenses are categorized into intentional and negligent acts. Any action causing undue harm and violating the law constitutes an illegal act. This study analyzes the juridical implications of drafting a power of attorney for sale from normative and case-based perspectives. The research revealed that a notary's failure to conduct adequate checks on document legality for a Power of Attorney for Sale resulted in unlawful actions that harmed legitimate parties, leading to material losses.

The Impact of Legal Policies on the Enforcement of Human Rights in Indonesia

Bram B Baan, Grenaldo Ginting, Irman Putra, Arief Fahmi Lubis, Marjan Miharja — Fri, 01 Nov 2024 00:00:00 +0000

The realisation of human rights constitutes a crucial element in the establishment of social justice and the safeguarding of individual dignity. In Indonesia, legal policies pertaining to human rights have evolved since the advent of the reform era, with the advent of numerous regulations and the establishment of institutions dedicated to the protection of human rights. This research employs a literature study method to analyze the impact of legal policies on human rights enforcement in Indonesia. The study analyzes relevant regulations, legal precedents, and academic literature to identify challenges and opportunities in the implementation of human rights policies. The findings reveal that, although Indonesia has witnessed significant advancements in the legislative realm, persistent challenges persist in ensuring consistent policy implementation. These obstacles encompass deficiencies in law enforcement, shortcomings in institutional competence, and the influence of political dynamics upon policy implementation. Hence, enhancements in legal governance and the fortification of human rights institutions are indispensable to guarantee the effective enforcement of human rights in Indonesia.

Analysis of the Role of Law in Environmental Dispute Resolution: A Case Study in Urban Areas

Fri, 01 Nov 2024 00:00:00 +0000

The objective of this research project is to conduct an in-depth examination of the role of law in environmental dispute resolution within the context of urban Yogyakarta. By employing a qualitative methodology, this study examines the factors affecting the implementation of environmental legislation and the efficacy of legal instruments in addressing disputes. This study seeks to elucidate the role of law in environmental dispute resolution in Yogyakarta, examine the obstacles and impediments encountered in the implementation of environmental law, and analyse the efficaciousness of the existing dispute resolution mechanisms. To this end, it employs qualitative methods, with a particular focus on primary data obtained through observation, interviews, and documentation. The findings demonstrate that, despite an adequate legal framework, the efficacy of environmental dispute resolution is constrained by challenges inherent in law enforcement, public awareness, and economic considerations.

Development Law in the Context of Legal Theory and Philosophy: Challenges and Opportunities Toward Social Justice

Ica Karina — Mon, 02 Dec 2024 00:00:00 +0000

This research project is an in-depth analysis of legal theory and philosophy in the context of the concept of development law. An understanding of how law functions as an instrument of social justice is crucial to this analysis. This research employs the literature study method to collect, distill, and interpret a range of academic sources pertaining to development law, social justice theory, and philosophical approaches that inform our understanding of justice in development. From a theoretical standpoint, this study draws upon relevant theories that emphasize equality of opportunity and resource distribution as a prerequisite for social justice. These theories are useful in emphasizing the importance of legislation that is capable of guaranteeing equal access and fair distribution. Furthermore, progressive legal theory and responsive legal thinking are investigated to ascertain how development law can serve as a dynamic instrument of change in alignment with social, cultural, and economic transformations. The findings of this research are anticipated to offer insight into how development law is not merely a collection of regulations but also an active instrument in fostering a more just and inclusive society. By incorporating aspects of social justice into development law, the prospect of realizing sustainable and balanced development is enhanced.

Binding Sale and Purchase Agreement and Power of Attorney Over Land in the Perspective of the Principle of Horizontal Separation

Diana R. W. Napitupulu — Mon, 02 Dec 2024 00:00:00 +0000

This study explores the application of the horizontal separation principle in land ownership and transfer in Indonesia, focusing on the Binding Sale and Purchase Agreement (PPJB) and the power of attorney in land transactions. The horizontal separation principle, derived from customary law, ensures that land ownership does not automatically include ownership of buildings or plants on the land. This research examines how this principle affects legal processes related to land rights transfers and the challenges it poses in the context of sale and purchase agreements. By analyzing legal documents, court rulings, and relevant literature, the study identifies key issues such as ambiguous ownership rights and procedural complications that arise from the separation principle. The findings highlight the need for legal clarity and reform to enhance property rights protection and dispute resolution effectiveness in Indonesia's land law system.

Land Case Mediation at BPN as a Form of National Land Law Development

Novira Br Sembiring — Mon, 02 Dec 2024 00:00:00 +0000

One of the most significant obstacles to the advancement of national land legislation is the resolution of land disputes. This article seeks to analyze the role that mediation plays as a means of resolving land disputes when implemented by the National Land Agency (BPN), with the aim of supporting the development of a more just and sustainable land law. This research employs a qualitative methodology, with the analysis of data pertaining to mediation cases administered by the BPN in multiple regions. The findings indicate that mediation proves an effective method of resolving land-related disputes through a peaceful resolution, despite the existence of obstacles, namely the low level of participation by some parties and the restricted resources of the BPN itself. The study ultimately concludes that, with the implementation of more robust policies and the enhancement of institutional capabilities, mediation has the potential to provide substantial support in the advancement of national land law development.