Optimizing Centralized Financial Management for MSMEs in the Mbulak Wilkel Tourism Area of Bantul with the Approaches of (Tri-N) Niteni, Nirokke, Nambahi, and Tri Pantangan
Main Article Content
Abstract
This study aims to optimize centralized financial management for MSMEs in the Mbulak Wilkel tourism area of Bantul through a local wisdom-based approach, specifically the concepts of "Niteni, Nirokke, Nambahi," along with the "Tri Pantangan" teachings of Ki Hadjar Dewantara. This community service program, involving students and faculty from Universitas Sarjanawiyata Tamansiswa, emphasizes a one-door cashier system to enhance financial efficiency and transparency. The methods employed include socialization, training, and the implementation of simple digital technologies such as MokaPOS to facilitate transaction recording. The results indicate that local-based approaches and community cooperation significantly encourage resident participation in more professional and effective centralized management.
Downloads
Article Details
This work is licensed under a Creative Commons Attribution 4.0 International License.
References
Asri Ady Bakri, Eko Sudarmanto, Novela Deva Puasa Sucifa Fitriansyah, Arief Yanto Rukmana, E. Y. U. (2023). View of Blockchain Technology and its Disruptive Potential in the Digital Economy. (n.d.). West Science Journal Economic and Entrepreneurship, 1(08), 338–347. https://wsj.westscience-press.com/index.php/wsee/article/view/165/651
Audina, M., Yunus, R., Parinding, K. A., & Nasruddin, M. A. (2024). The role of micro, small, and medium enterprises in improving community welfare. Golden Ratio of Data in Summary, 4 (1), 81–89. https://doi.org/10.52970/grdis.v4i1.516
Baker, H. K., & Powell, G. E. (2009). (2009). Understanding financial management: A practical approach. Wiley. Wiley.
Chatsama, D. (2022). (2022). No. Walden University.
Christensen, C. M. (2012). How to manage disruption. Harvard Business Review, 90(12).
Christensen, C. M. (1997). (1997). The innovator’s dilemma: When new technologies cause great firms to fail. Harvard Business Review Press.
Fauziyah, L. (2021). The influence of working capital, readiness to changes, adoption of information technology on the performance of MSMEs (Study on MSMEs in Demak Regency). Unissula. Finpay. https://www.finpay.id/blog/posts/pengertian-fintech-dan-bentuk-perusahaan-fintech
Gitman, L. J., & Zutter, C. J. (2012). Principles of managerial finance. The British Accounting Review, 1, 106–107.
Gomber, P., Koch, J.-A., & Siering, M. (2017). Digital finance and FinTech: Current research and future research directions. Journal of Business Economics, 87((5)), 537–580. https://doi.org/10.1007/s11573-017-0852-x
Handoko, H. (2023). Operational efficiency in token-based payment systems. Financial Systems Review, 18((4)), 112–130.
Hanelt, A., Bohnsack, R., Marz, D., & Antunes Marante, C. (2021). A systematic review of the literature on digital transformation: Insights and implications for strategy and innovation. Journal of Management Studies, 58((5)), 1157–1977.
Maharani, E. P., Cahyani, N. F., Loveleen, T. F., Dinzar, A. A., Benowo, Mubarok, A. S., & Muhayat, Z. (2024). QRIS is present in Mbulak Wilkel: Faster, safer, and cashless transactions. JurnalPost. https://jurnalpost.com/qris-hadir-di-mbulak-wilkel-transaksi-lebih-cepat-aman-dan-tanpa-cash
Martin, R. L. (2017). The transformation of businesses through digital disruption. Business Horizons, 60((1)), 25–36.
McMenamin, J. (2002). Financial management: An introduction. Routledge.
Mudassir, M. (2019). Service innovation in Siak District, Siak Regency, Riau Province in 2015-2017 ( Study of business permit licensing services).
Muhammad, (n.d.). (2024). QRIS Sustainability: Understanding Challenges and Designing Disruptive Solutions. . . JIPI (Scientific Journal of Informatics Research and Learning)., 9(3), 1341–1350. https://jurnal.stkippgritulungagung.ac.id/index.php/jipi/article/view/5283/2139
Narayanasamy, K., & Shetty, M. V. (2008). The role of centralized knowledge development center for success of SME sector. In Innovation and knowledge management in business globalization: Theory and practice (Proceedings of the 10th International Business Information Management Association Confer. 817–832.
Pramono, S. (2020). Challenges of rural SMEs in Indonesia: Access to technology and capital. Journal of Rural and Community Development, 15((2)), 65–81.
Rachman, T. (2020). Adapting traditional businesses to modern payment technologies: Case study on QRIS adoption. . . Journal of Financial Technology, 11((1)).
Rahayu, S. (2022). Sustainability and financial transparency in community-based enterprises. Social Business Review, 8((2)), 30-47.
Rahayu, S. (n. d. ). (n.d.). Financial Management Training to Improve the Skills of MSME Players. Al-Naqdu.
Rыманов, А., & Rymanov, A. (2018). Fundamentals of corporate finance. https://doi.org/10.12737/textbook_5b742ef92eda62.57813862
Sari, P. P., & Putra, A. P. (2020). Business financial management (1st printing). Samudra Biru Publisher. (Chapter "Financial Management Strategy", pp. 53-58).
Sari, P. P. (2020). Small business management. Samudra Biru Publisher. ( Chapter "Marketing Management", pp. 49-77).
Suciani, L., Pitaloka, D. A., Setiawan, M., Sari, S. F. N. F., Rifaldi, & Prima Sari, P. (2024, October 24). Optimization of centralized financial management in Mbulak Wilkel MSMEs through the Niteni, Nirokke, Nambahi approaches, and the Tri Pantangan teachings. JurnalPost. https://jurnalpost.com/optimalisasi-manajemen-keuangan-terpusat-pada-umkm-mbulak-wilkel
Sudarma, H. (n.d.). Application of Information Technology in Financial Recording of MSMEs. Repository Penerbiteureka. https://repository.penerbiteureka.com/id/publications/563966/e-finance-sistem-informasi-manajemen-penjualan-pembelian-gudang-dan-akuntansi-ke
Sudarma, H. (2020). Application of Information Technology in MSME Financial Recording. Journal of Technology and Business, 8((2)), 150–160.
Suhendra, A. (202 C.E.). Tokenization in small enterprises: A risk-reducing approach to cashless transactions. Asian Business and Management Review, 17((3)), 77–94.
Tamansiswa, U. S., Wiranti, E., Kusuma, A., & Santosa, N. (2024). Efforts to improve students’ analytical thinking skills with integrated problem-based learning Tri-N (Niteni, Nirokke, Nambahi). Proceedings of the National Seminar on Teacher Professional Education, 3(1).
Tambunan, T. T. H. (2009). Development of small and medium enterprises in Indonesia from the Asia-Pacific perspective. Journal of Entrepreneurship and Small Business Development, 9((3)), 351-365.
Tambunan, T. T. H. (2022). Recent development of micro, small and medium enterprises in Indonesia. International Journal of Social Sciences and Management Review,. . . International Journal of Social Sciences and Management Review, 6((1)), 193–214. https://doi.org/10.37602/ijssmr.2022.6112
Triharsiwi, H., Prihatni, Y., Karyaningsih, E. W., et al. (2020). Student Book: Tamansiswa Tri N & Tri Pantangan Teachings. Sarjanawiyata Tamansiswa University.
Umar, A. (2020). Centralized financial management systems and cash flow control in MSMEs. International Journal of Business Studies, 14((2)), 144-157.
Vial, G. (2021). Understanding digital transformation in SMEs: A qualitative study. Business Research Quarterly. . . Business Research Quarterly, 12((4)), 456–472.
Wibowo, T. (2019). Operational cost management in token-based payment systems. Indonesian Journal of Management, 10((2)), 98–109.