Basic Financial Education for Migrant Youth: Applying Accounting in Daily Life
Article Sidebar
Main Article Content
Abstract
This community engagement program aims to enhance the financial literacy of migrant youth by introducing basic financial education and the application of accounting in daily life. The activity was conducted with 32 participants from Angkatan Belia Islam, Pulau Penang, Malaysia, and facilitated by a team of lecturers from Universitas Negeri Makassar, Atma Jaya University Makassar, and Universitas Muhammadiyah Makassar. The method included pretest, material presentation, interactive discussion, posttest, and feedback sessions. Results of the pretest showed that the average participants’ understanding was below 60%, indicating limited knowledge of fundamental financial concepts such as distinguishing between needs and wants, recording expenses, and planning simple budgets. After the material presentation and discussion, posttest results demonstrated a significant increase in understanding across all indicators, with average scores exceeding 80%. The improvement reflects the effectiveness of the interactive and contextual teaching approach, particularly the use of relatable illustrations and ice-breaking games. The program not only improved participants’ financial literacy but also encouraged the application of accounting principles in their daily decision-making. These findings suggest that practical and participatory financial education initiatives are essential in empowering migrant youth to manage personal finances effectively and build financial independence.
Downloads
Article Details
This work is licensed under a Creative Commons Attribution 4.0 International License.
References
Agus Prasetyo, Andi Rasdiyanti, Wa Ode Rayyani, Muchriady Muchran, Hernita Arifuddin, Cisilia Doodoh, & Haerani Haeranti Syam. (2024). Equipping Students for Future Education and Career at Angkatan Belia Islam, Malaysia. International Journal of Community Service Implementation, 2(3). https://doi.org/10.55227/ijcsi.v2i3.233
Anas, A. T. (2025). Financial Literacy Guidance Services for Children of Migrant Workers in Bangserreh Village Pamekasan Madura. Abdimas Indonesian Journal.
Faisal, M., Widjaja, S. U. M., & Hermawan, A. (2021). Literasi Ekonomi Pelaku Usaha UKM Culinary Market. Jurnal Pengabdian Masyarakat – Universitas Merdeka Malang, (edisi khusus).
Herman Callo, Wa Ode Rayyani, Muh. Syarif Ahmad, Zalkha Soraya, Risma Risma, & Khairunna Istiqamah Halim. (2024). Financial Management for Teens: Building Good Financial Habits Money Moves: Teen Tips for Building your Financial Future. FUNDAMENTUM: Jurnal Pengabdian Multidisiplin, 3(1), 01–07. https://doi.org/10.62383/fundamentum.v3i1.514
Khulsum, U., Utami, P., Zuhriyah, N. A., Basrowi, B., & Yunos, M. S. A. B. (2024). Improving Literacy and Understanding of Shariah Economics for Indonesian Migrant Workers in Penang. International Journal of Engagement and Empowerment (IJE2), 4(2), 260–268. https://doi.org/10.53067/ije2.v4i2.169
Laily, N. (2023). Pengaruh Literasi Keuangan terhadap Perilaku Mahasiswa dalam Mengelola Keuangan. Jurnal Pengabdian Masyarakat – Universitas Merdeka Malang.
Lössbroek, J., & Van Tubergen, F. (2024). Saving behavior among immigrant and native youth. Comparative Migration Studies.
Mahfirah, T. F., Fauzi, A., Widyastuti, U., Muliasari, I., Hidayat, N., Armeliza, D., Lajuni, N., Zahro, K., Ferrari, & Yasmin, E. F. (2024). Empowering Indonesian Migrant Workers Through Financial Literacy and Entrepreneurship. Rahmatan Lil ’Alamin Journal of Community Services, 4(1).
Mappatompo, A., Sukmawati, S., Haanurat, A. I., Rayyani, W. O., Jaya, A., Saban, A., Malik, W., & Meliyani, M. (2025). Exploring Local Business Opportunities: Enterpreneurship Training to Foster Sustainable and Resilient Ventures di Angkatan Belia Islam-Permai Pulau Penang. Journal of Community Service and Empowerment, 6(1), 155–164. https://doi.org/10.22219/jcse.v6i1.38640
Mediaty, M., Mas’ud, A. A., Idrawahyuni, I., Rayyani, W. O., Nurhalija, N., Nurwazaila, N., Yusuf , Y. T. N., Farman, S., & Lestari, N. (2025). Building Fiscal Awareness among Thai High School Students: A Participatory Action Research Experience. International Journal of Community Service (IJCS), 4(2), 361–377. https://doi.org/10.55299/ijcs.v4i2.1561
Mohd Isa, S., & Kim, J. (2024). Examining Factors of Savings Behaviour Among Malaysian Youth. Journal of Governance and Integrity, 7(1), 650-667. https://doi.org/10.15282/jgi.7.1.2024.9733
Puji Lestari, N., et al. (2023). Empowering Indonesian Migrant Workers through Financial Literacy: A Hybrid Community Engagement Initiative on Shariah Financial Literacy. International Journal of Community Care of Humanity (IJCCH).
Pujiastuti, S. L., Maesaroh, I., & Andriyansah, A. (2025, April 3). Financial Literacy and Inclusion as Determinants of Investment Interest Among Indonesian Migrant Workers.worker
Raharjo, T. J., Harianingsih, H., Sumartiningsih, S., & Mu’arifuddin. (2024, August 24). Improving Financial Literacy and Entrepreneurial Spirit for Indonesian Migrant Workers. Journal of Community Empowerment.
Rahmawati, A., Ahzar, F., & Rosadi, S. (2025). Enhancing Financial Literacy of Indonesian Migrant Workers in Malaysia through the Sikapi Uangmu Application. International Journal of Community Service.
Rayyani, W. O., Idrawahyuni, I., Wahyuni, N., & Salam, S. (2024). Strengthening The Role Of Villages Through Participatory Rural Appraisal Method To Achieve Sustainable Development Goals. JMM (Jurnal Masyarakat Mandiri), 8(3), 3074-3087.
Utami, W., Nugroho, L., Akbar, T., & Ali, A. J. (2024). Islamic Financial Planning for the Empowerment of Migrant Workers (In Cooperation with Universiti Sains Malaysia and Pertubuhan Masyarakat Indonesia). Journal of Social Welfare and Community Development, 1(3), 1-11. https://ejournal.bacadulu.net/index.php/sowel/article/view/37